Delta Dental plans for Individuals
Avoiding the Dentist means you can develop tooth decay! If untreated:
● It allows bacteria to build up, which:
-> creates an abscess.
-> spread as infection to the jaw.
-> can get into the bloodstream through bleeding gums.
Note: In a worst case — tooth decay can increase the risk of infecting a heart valve!
-> builds up as inflammation.
Note: In a 20 Year study this has been linked to Alzheimer's disease.
● How common are dental problems? Research tells us:
-> Two out of three individuals have periodontal disease — leads to the loss of a tooth!
-> Up to 75% have Gingivitis, an early stage of gum disease!
-> 20% over 65 have decay!
A CareQuest survey of 5,682 adults found — "25.1% of people without Dental insurance reported their overall health has gotten worse over the past year."
The Dean at Harvard Dental School stated — inflammation in the gums and mouth can lead to diabetes, cardiovascular disease, and other chronic conditions.
● Buying dental insurance means you avoid paying:
100% to fix what could be a Big Cost dental problem!
Buying Individual Dental insurance from Delta Dental means you can get an exam twice a year, which is key to early detection and stopping oral problems. Plans cover:
-> full coverage on exams and cleaning.
-> 80% coverage for services such as a filling.
-> 50% coverage (some plans) on major services e.g. for a crown.
Bottom line — Buying & using Delta Dental insurance for exams [like in the picture ] means the Dentist can detect over 100 medical situations!
A survey of people who own a Delta Dental plan found:
-> [96% said] Getting regular check ups and cleanings helps — achieve Oral Health.
-> [91%] Owning means — don't pay full commons you do not st
-> [95%] Owning means you won't worry about — paying for a dental emergency
-> [95%] Owning provides — peace of mind
● Many low cost Dental plans just cover exams/cleaning. Paying a little more = better coverage!
● Delta Dental's CT plans — will meet your interest & budget!
Delta Dental's CEO recently stated - "they are committed to leading the nation in providing affordable plans, expanding access to care, and ensuring Americans can benefit from the value dental insurance delivers."
Delta Dental offers three traditional plans for Individuals in CT — Basic — Enhanced — Premium These plans include:
-> a waiting period for certain services
-> an annual benefit from $1,000 or $2,000.
-> monthly costs from about $54 to $75 for one person
Delta Dental's Progressive plan is a — special type with no waiting period for major services. The plan provides:
If a crown or root canal is needed:
- > 30% coverage the first 12 months,
- > 40% starting in month 13,
- > 50% after 24 months. —
$1,500 in benefits during the first 12 months — $1,750 starting in month 13 — $2,000 after 24 months on the plan.
[The cost for one person to buy the Progressive — about $56 a month.]
One big advantage when you buy Delta Dental insurance — you can see any Dentist!
However, benefits are better and go further when one of the many network Dentist is used!
Note: It's especially important as we get older to monitor oral health so. — Any one of any age can buy a Delta Dental plan!
Questions on Delta's Individual dental insurance? Call or Text my Google Voice # today — (860) 451-9793.
● Want to see what treatment is covered at no cost or 80% or 50% — before you decide to buy?
● First - Select this page to see Delta Dental plans - to see a summary of their four plans!
● There is a Get a Quote link to the right of each plan. Select one to bring up — the Who is to be covered page.
● On the who page:
-> enter your zip code and date of birth.
-> select the date you want coverage to start and who is to be covered.
-> then select the Get My Quote button.
● This brings up a page showing the monthly cost for the four Delta Dental plan and some coverage info. You can also:
-> Select the link at the bottom of the summary you are interested in for a detailed list of coverage.
-> Create a comparison by checking the box at the top of two columns - then the Compare button. When it displays you can print.
Not sure about signing up online? Call my Google Voice and I would be pleased, if available, to help you through the steps - (860) 451-9793.