Delta Dental plans for Individuals
Tooth decay develops when Dental exams are avoided:
● Bacteria builds up in untreated.teeth and :
-> creates an abscess.
-> spreads as infection to the jaw.
-> can get into the bloodstream through bleeding gums.
Note: In a worst case — tooth decay can increase the risk of infecting a heart valve!
-> builds up as inflammation.
Note: In a 20 Year study this has been linked to Alzheimer's disease.
● How common are dental problems? Research tells us:
-> Two out of three individuals have periodontal disease — leads to the loss of a tooth!
-> Up to 75% have Gingivitis, an early stage of gum disease!
-> 20% over 65 have decay!
A CareQuest survey of 5,682 adults found — "25.1% of people without Dental insurance reported their overall health has gotten worse over the past year."
The Dean at Harvard Dental School stated — inflammation in the gums and mouth can lead to diabetes, cardiovascular disease, and other chronic conditions.
● Buying dental insurance means you won't have to pay:
100% to fix what could be a Big Cost dental problem!
Buying Delta Dental's Individual Dental insurance means you can get an exam twice a year, which is key to early detection and stopping oral problems.
Delta Dental's insurance plans cover:
-> 100% on exams and cleaning.
-> 80% coverage for services such as a filling.
-> 50% coverage (some plans) on major services e.g. for a crown.
Bottom line — Getting a Delta Dental insurance exam where special equipment is used [like in the picture ] means the Dentist can detect over 100 medical situations!
A survey of people who own a Delta Dental plan found:
-> [ 96% said] Getting regular checkups and cleanings helps — achieve Oral Health.
-> [ 91%] Owning means you — don't pay the full cost
-> [ 95%] Owning means you won't worry about — paying for a dental emergency
-> [ 95%] Owning provides — peace of mind
● Many low cost Dental plans have limited Dentists and just cover exams/cleaning.
● Some low cost plans — you pay the Dentist then mail in a detailed invoice.
● Delta Dental's plans were developed to meet your interest & budget! The CEO stated:
DeltaDental is committed to leading the nation in providing affordable plans, expanding access to care, and ensuring Americans can benefit from dental insurance's value."
Delta Dental offers three traditional plans for Individuals in CT — Basic — Enhanced — Premium. These plans include:
-> a waiting period for certain services
-> an annual benefit of either $1,000 or $2,000.
-> The monthly cost for one person ranges from $54 to $75.
Pleased to tell you — Delta Dental's Progressive plan is a special type:
Progressive has no waiting period for major services such as a crown or root canal. For these services, the plan pays:
- > 30% coverage in the first 12 months,
- > 40% starting in month 13,
- > 50% after 24 months. —
When you buy the Progressive plan, it provides:
- > $1,500 in benefits during the first 12 months
- > $1,750 starting in month 13
- > $2,000 after 24 months on the plan.
[The cost for one person to buy the Progressive — about $56 a month.]
One significant advantage when you buy Delta Dental insurance — you can see any Dentist!
However, benefits are better and go further when one of the many network Dentists is used!
Note: It's vital to monitor oral health as we age. — Anyone of any age can buy a Delta Dental plan!
Questions on Delta's Individual dental insurance? Call or Text John's Google Voice # today — (860) 451-9793.
● Want to a list of plan benefits and what your cost would be — before you decide to buy?
● First - Select this page to see a summary of the four Delta Dental plans
● There is a Get a Quote link to the right of each plan. Select one to bring up — the Who is to be covered page.
● On the Who page:
-> Enter your zip code and date of birth.
-> Select the date you want coverage to start and who will be covered.
-> Then select the Get My Quote button.
● Then select the box on the left to view the four dental plans
● This page has a column with coverage highlights for the four Delta Dental plans and monthly cost at the bottom. You can also:
-> Select the link at the bottom of the summary you are interested in for a detailed coverage list.
Not sure about signing up online? Call my Google Voice, and I would be pleased, if available, to help you through the steps - (860) 451-9793.