-> Helping individuals in SECT understand MediCare & Medicare Plans! Plus Dental & Vision Plans to improve your health!
-> Helping individuals in SECT understand MediCare & Medicare Plans! Plus Dental & Vision Plans to improve your health!
Working with and having a face-to-face discussion with John:
A professional Niantic-based, insurance advisor is the most effective way to understand how coverage works. We will review:
● your situation and interest/budget!
● how the medical treatment system in SE CT works!
● Plans are available in SE CT. How do they work?
Means you won't have to call an 800 number and talk with an individual "who knows where they are" who is reading a script.Then too, they have limited understanding of how medical treatment/services work in New London County.
Second: A discussion of how your overall health can improve by buying Individual Dental & Vision insurance plans!
Using the plan's exam benefits to, seeing a professional who will provide valuable insights.
Then, too when meeting, we will:
● Review how MediCare Part A & Part B [called original Medicare] work and the options that work with MediCare to protect your finances!!
● Simplify how the seven private company Medicare Advantage Plans in New London County and CT's Medicare Supplements work and what you gain.
Note: a personal discussion of plan details = a Better decision!
Learn more about signing up on this page — Medicare Health plans.
The Center for Medicare and Medicaid Services (CMS) marketing regulations for Medicare Advantage and Prescription Drug Plan require John, when providing any information about Medicare Plans, such as on this website, to disclose to or inform Medicare beneficiaries that:
● He is appointed and certified by all eight Medicare Advantage (MA) companies that offer plans in New London County in 2025 — the only area where he helps individuals. John's focus is to offer beneficiaries the 29 regular MA from these companies, not the special needs plans
● He is also appointed and certified by the six Prescription Drug Plan (PDP) companies with 14 plans available in New London County and CT.
● Help with the plan choices in New London County is also available by contacting:
+ Medicare.gov or
+ CT's State Health Insurance Program (SHIP).
< - - > However, this help will not be from a licensed or certified professional.
CMS's marketing regulations require any discussion about plan coverage details or enrolling in a Medicare Advantage or Prescription Drug Plan that takes place during a telephone call to be recorded. However, face-to-face conversations that are more effective do not have to be recorded.
Note: CMS regulations also state information created to describe Medicare Plans that does not mention company names, specific plan benefit details, or plan costs, such as the content on this website, is considered communication material, not marketing material. Thus, it does not have to be approved.
In response to many complaints in the past year, MediCare updated the advertising rules for TV ads. They now say ads:
● Can not ask anyone with MediCare to call other than during each Falls Annual Coordinated Election Period (AEP) (10/1 to 12/7 with signup starting 10/15)
Only individuals turning 65 or leaving an employer medical plan can call at other times of the year.
[Details on the times * * to enroll in a Medicare Health Plan are on the red enrollment periods ink at the bottom of this section.]
● Are not to mention a plan's specific benefits unless the plan is available to all individuals in the area with MediCare.
● From a marketing organization, not a Medicare Advantage company, that mentions specific benefits must state the company offering this benefit.
Most ads during the first part of the 2024 AEP were from Medicare Advantage companies and followed the rules. Last year's marketing organization ads were close to being deceptive.
Call if you have any questions about the ads you see!
You gain more understanding of the value of a Medicare Advantage plan by talking in person with a New London County Medicare insurance professional instead of the individual on an 800 # who does not understand how plans work with providers in New London County
Note: Calling John means you are committed to talking, not enrolling.
Another TV ad about planning for retirement mentions they also help individuals with Medicare and says - Buy their MediGap plan! [A Medicare Supplement plan] But:
+ This company's plan has not been approved in CT!
* * Individuals can only enroll in a Medicare Advantage (MA) plan or a Prescription Drug Plan (PDP) during times set by CMS. The signup times are highlighted on this red link called — enrollment periods.
Buying — means:
● You can receive exams from a Dentist [like in the picture ] and a Vision MD. The exam can provide early insight into:
-> unknown medical situations!
-> If anything was found that could affect your overall Health!
Detailed information on plan coverage, how they work, and what you gain by owning each of these plans is on these pages (in red)
-> Dental Insurance
-> Vision insurance
● Crossing a U.S. border when traveling — means:
-> Your employer, individual, or Medicare plans will have limited coverage for any accident or illness situations.
Thus, buying an easy-to-use "Out of the U.S." medical coverage plan before you leave home is essential! Therefore, you can enjoy your trip.
I am pleased to offer different plans — on this page — to fit your travel situation.
● Research tells us to focus 80% of our effort on proper nutrition and just 20% on exercise.
Note: The CDC reports only 50% of people get regular exercise!
This = $117 billion in yearly healthcare costs! Think what reducing this would do to the cost of your health insurance!
● Some steps to take:
-> Move as fast as you can away from SAD
[Standard American Diet]
-> Buy and eat as many fresh, grass-fed, & farm-raised products as you can!
● The essential step when moving away from SAD is to — avoid sugar:
-> It's addictive — sugar can ruin your health in 143 ways.
-> During the pandemic's ups and downs, we learned a robust immune system is vital. Guess what!
The # 1 thing on the list of steps to help your immune system — no Sugar!
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> the ability to correct medical situations vs medications!
● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke, and diabetes can be attributed to diet.
What about supplements? They are not a "magic bullet" but can be an effective alternative to prescription medications for many, but not all, people!
Note: When taking or thinking about supplements, it's essential to fully understand those and any herbs you now use or are thinking about and what they do.
I am pleased to provide this incredible resource — MedlinePlus.
This site includes information about the effectiveness of your supplements, including your usual dosage and whether there are any interactions with medications.
● However — No one can say an accident or change in health won't happen!
Thus, preparing for"what if" life happens situations is VERY Important—call or text (860) 451-9793 John's Google Voice number today!
Note: Meeting with a professional advisor to gain increased understanding = a better decision.
We can meet to complete the signup forms if an enrollment period is available.
BTW - After talking, it's OK to say - now is not the right time to buy.
Feel free to send any questions about any of these Health-related insurance plans to John - Learn@JohnCParker.agency