-> making Medicare Plans & Dental & Vision plans easy for Individuals in SECT. Finding best plan(s) for their situation!
-> making Medicare Plans & Dental & Vision plans easy for Individuals in SECT. Finding best plan(s) for their situation!
Working with a professional local level advisor focused on health-related insurance is more effective than talking on an 800# to a person with limited understanding of medical treatment in SE CT.
Call John today — in talking & eMaiilng info we will:
¶ Review how:
● the medical treatment system in SE CT works!
● plans available SE CT plans work.
¶ Discuss:
● your situation and interest/budget!
● the health-related insurance plan(s) which may be best for you.
● how owning = an important step in achieving overall health.
When an enrollment period is available * * John — implements the plan(s) you selected as a broker.
* * Federal rules limit the times when you can apply for or change a Medicare Health plan or an Individual medical plans!
JohnCParker.com was developed to share insights & "tips" on what you gain by buying each of the different types of health-related insurance plans!
The focus in talking about MediCare will be to:
● Help you understand what Part A & Part B [called original Medicare] cover and how each works when receiving treatment.
● Simplify the seven Medicare Advantage Plans in SE CT for 2022 and CT's Medicare Supplements.
Note: Calling to talk about these private company plans = Better understanding = a Better decision! Whatever time you need will be available to talk and/or share information by eMail.!
BTW — Individuals now on MediCare can not select a Medicare Advantage or a Prescription Drug Plan whenever they want!.
● The TV ads saying call now for extra benefits are "not available" for most people!
- > Only individuals who are eligible for MedicAid can receive the benefits in the ad!!!.
Note: People turning 65 can enroll during the three months before and after the month they are 65 ! ! !
● Another ad says — sign up for a MediGap plan.
- > The company's plan is not approved in CT!
Call - if any question about these ads!
Note: A call means you are just committing to talk but not to enroll.
● Your plan will create a pool of funds so you can hire professionals to come to your home and assist with day to day life activities. Thus, family will not have to be your care givers.
● You can begin to receive help when your health changes so I believe these important plans are best called long term health insurance.
Information and insights on how buying means you won't burden family following a "Life Happens" change in health is on this link!
Some points:
● When treatment costs are so high the idea of — I'll just pay for any needed treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for health problems — won't work!
● Questions sometimes comes up — where does all the money spent on medical insurance go?
All the things a dollar of your monthly cost is spent on are shown on — this chart!
● Periodic posts on health-related-insurance, costs and other things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
Transferring — I have to pay these invoices to — I want to stay in control by "buying" :
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement.
● a Medicare Health Plan — means the company you select — not you — pays MDs and other providers !
● Long Term Care insurance — provides peace of mind since:
-> the plan you create has a pool of money so professionals can be hired to come to your home to assist with needed day to day activities. This is a — very big value!
-> you won't become a burden on family and they won't face the big physical, emotional, and financial burden of being your caregiver. .
Key — buying this special kind of health related insurance when younger =big savings. e.g. it's 33% higher at 55 vs 50!
I am pleased to share information about what you can gain with:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance needed when out of the country
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - MedicarePlansSECT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
I am pleased to share some points:
● The most important thing for your health is to focus on — proper nutrition! Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Eating as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — it's addictive — sugar can ruin your health in 143 ways.
Note: Today, with the ups and downs of the pandemic, having a strong immune system is vital and # 1 on the list of steps to help your immune system! No Sugar!
● 80% of your efforts to achieve a healthy life is — proper nutrition! Just 20% is on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke and diabetes can be attributed to diet.
● Supplements are — an effective alternative to prescription medications for many but not all people!
Supplements are not a "magic bullet" so it's very important to understand what those you take — or are thinking about — really do!
Helpful information on many supplements is available on — MedLinePlus.
● An exam from a Dentist [like in picture ] and a Vision MD will give you early insight into:
-> different medical situations!.
-> what in your body is affecting your overall Health!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
● But — No one can say they won't have an accident or change in health!
So — to prepare for a "what if" life happens situation — call or text (860) 451-9793 today! [John's Google Voice line] — in talking we can review:
● your situation and interests
● how health-related-insurance plans protect your income & savings and other plans provide insights into your overall health.
Note: Taking time to gain increased understanding by talking with a professional advisor = a better decision.
● options, if a sign up period is available, then Buy a plan which meets your interest / needs / budget.
BTW - it's OK after talking to say no - now is not the right time to buy.
Feel free to send any questions about Health-related insurance to John - Learn@JohnCParker.agency