-> helping Individuals in Southeastern CT understand the value gained with different kinds of health-related insurance.
-> helping Individuals in Southeastern CT understand the value gained with different kinds of health-related insurance.
When working with a professional health insurance advisor, at the local level vs talking on a 800# about plans to a person who does not know the area, you will learn how:
● the medical treatment system in SE CT works today!
● all plans available SE CT plans work.
Call today — the focus when talking & eMailing info will be:
● on your situation and interest / budget!
● on the Health-related insurance plan(s) best for you.
Working together, when enrollment is available * * — will focus on increasing understanding & selecting the best plan. .
Owning = an important step in your overall health.
* * Federal rules limit the times to apply or change a Medicare Health plan and for Individual medical plans!
JohnCParker.com was developed to share insights & "tips" about how the different health-relate insurance plans help you!
The focus when talking about MediCare will be to help you:
● Understand Part A & Part B called "Original Medicare".
● Simplify Medicare Advantage Plans in SE CT and Medicare Supplements in CT. Both, purchased from private companies, work with the MediCare system for you!
Note: Talking = Better understanding = a Better decision!
Whatever time you need, in calls and sharing information by eMail, will be available at no cost!
BTW — the Annual Election Period to select a Medicare Advantage or a Prescription Drug plan for 2021 was over last Dec. 7th.
However, area TV still has lots of Medicare ads:
● Some are about extra benefits, but these are "not available" for most people! - Why? Only individuals who are also on MedicAid can receive the benefits in the ad!!!.
● Other ads imply anyone with MediCare can sign up however only people turning 65 can enroll ! ! !
● One is about signing up for a: — a MediGap plan.
[The company's plan is not approved in CT!]
Call - if any question on these ads!
-> the pool of funds in your plan provides funds so professionals can be hired to assist with day to day life activities so family will not have to.
-> the assistance & support professionals can come to your home - so important these days & in the future.
● This special insurance to protect your income & savings start to work when your health changes! So it is best called long term health insurance.
● Information and insights on how buying means you gain peace of mind following a "Life Happens" change in health is on this link!
● CT's high treatment costs caused CT's medical insurance to be second-highest in the U.S.
● When costs are high the idea of — I'll just pay for any treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for a health problem — won't work!
● A question sometimes comes up — where does all the money I spend on medical insurance go?
This chart! breaks down — all the things a dollar of your monthly cost is spent on!
Note: There is other information on rapidly increasing costs below the chart!
● Periodic posts on costs and things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
"medical system" [see picture] invoices or for help to get around assistance to — "I'm buying" — to stay in control:
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement to protect income & savings.
● Long Term Care insurance so I won't become a burden on family . The plan has a pool of funds so professionals can be hired to come to your home and provide assistance!
● a Medicare Health Plan — means the company — not you — pays MDs and other providers — so you don't have to!
● Long Term Care insurance — means you have a pool of money, created by the plan and thus, can maintaining dignity.
Note: Owning a pool of funds is a big value — your family won't face the big physical, emotional, and financial burden of being your caregiver.
I am pleased to share these different sites so you can better understand:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance when out of the country - ParkerHealth.com
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - Medicare-Health-Plans-Southeastern-CT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
● The most important thing to do is focus on — proper nutrition! Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Striving to eat as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — it's addictive — sugar can ruin your health in a 143 ways.
Note: Having a strong immune system is vital today to avoid Convid 19. No Sugar is # 1 on the list of steps to help your immune system!
● 80% of your achieve a healthy life effort is — proper nutrition! Just 20% on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● I am pleased to tell everyone research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● What about — Supplements!
They are an effective alternative to prescription medications for many but not all people!
Since supplements are not a "magic bullet" for everyone it's very important to understand what those you take — or are thinking about — really do!
Helpful information is available here — MedLinePlus.
● from a Dentist [like in picture ] and a Vision MD, early insight into different medical situations!.
● about what is going on in your body and affecting your overall Health!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
● No one can say they won't have an accident or their health won't change!
So — to be prepared for a "what if" call or text (860) 451-9793. [Google Voice line] — to talk about:
● your situation and interests
● how some health related insurance plans protect your income & savings and how others provide insights into your overall health.
Note: You gain increased understanding talking with a professional advisor = a better decision.
● a plan to Buy, if a sign up period is available, which meets your interest / needs / budget.
BTW - it's OK after talking to say no - now is not the right time to buy.
You can send questions on Health-related insurance to - Learn@JohnCParker.agency