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  • Helping you!
  • Dental coverage
  • Vision coverage
  • Professional Background
  • Questions?
    • Helping you!
    • Dental coverage
    • Vision coverage
    • Professional Background
    • Questions?
  • Helping you!
  • Dental coverage
  • Vision coverage
  • Professional Background
  • Questions?
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John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance. 

Call - to get started - today!

(860) 739-0005

John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance. 

Call - to get started - today!

(860) 739-0005

Working Together — Helping You:

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● Simplify CT's health-related insurance plans and better understand the Value You Gain by buying the different kinds of plans best for your situation. ● Two plans provide insight into your overall health!

When you work with a professional health insurance advisor at the local level, vs talk to a 800 # about plans, you will learn how:

● the medical treatment system in SE CT works!

● the plan which is best for your situation is used. 

● you gain on going support - always talking to the same person.


Call today —  all the time you need will be available to talk and eMail focused om   —   Working Together on your situation and interest / budget!    Then if enrollment is available * *  — will  help you understand & select the best Health-related insurance plans for your situation.  

     Owning  =  an important step in your overall health. 


      * * Federal rules set times to apply or change a Medicare Health plan and for Individual medical plans! 


John C Parker developed this site to share insights & "tips" about the different health-relate insurance plans!

   

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● Understand MediCare & Medicare Health Plans!

The focus in talking about MediCare will be to help you:

  ● Understand Part A & Part B called "Original Medicare". 

  ● Simplify Medicare Advantage Plans in SE CT and how Medicare Supplements in CT protect your finances. Both are purchased from private companies who interact & work with MediCare for you!      

     Note: Talking = Better understanding = a Better decision!   

Whatever time you need, in these crazy times, will be available at no cost! It may take a few calls and sharing information.   


BTW — the Annual Enrollment Period for Medicare Advantage & Prescription Drug plans in 2021 was over Dec. 7th.  However, on TV you still see ads:

●  Some are "not true" for most people - must be on MedicAid!!!.

●  Some are for people turning 65 but sound like they are for anyone! ! !  

●  One is about a:   — a Medigap plan.                   

      [It's not approved in CT!]
Call - if any question on these ads! 

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● Understand Long Term Care insurance. Your health can change at any time — more so as times goes — and assistance with day to day life activities.. To avoid becoming a burden on family buy Long Term Care insurance! When you own it means:

      ->  the plan's pool of funds can be used to hire professionals to assist with your day to day life activities so family will not have to.

       -> the assistance & support you need can come to your home  - so important these days & in the future.         

       -> this special kind of protection for your income & savings when your health changes is best called long term health insurance. 


● Look here for  Info & insights on the peace of mind you can gain if day to day assistance is needed following a "Life Happens" change in health!

Paying-medical-expenses-much-more than-with-coins!

● Understand the cost of medical insurance! Your monthly cost, whether from a Small Employer or Individual plan, is very high here in CT! Why? All the Medical services & Prescriptions you receive in CT are very very expensive!. This means insurance to pay these high treatment costs will be very expensive! Some points:

 ●  CT's high treatment costs have caused our medical insurance to be second-highest in the U.S. 


 ● When costs are high the idea of —  I'll just pay for any treatment or  —  I'll put  money e.g. in a jar (like the picture ) to prepare for a health problem  —   won't work! 

    

 ● A question sometimes comes up — where does all the money I spend on medical insurance go? 

      Look at —   this chart!  It breaks down all the things a dollar of your monthly cost is spent on! 

           Note: There is other information on rapidly increasing costs below the chart!


 ● Periodic posts on costs and things affecting people in CT are on John's health-related insurance blog  -  HealthRelatedInsuranceInConnecticut.com

Medicare-Health-Plans-pay-expensive-medical-treatment-invoices

● Understand what to do about Very Big treatment bills! OK — Big treatment bills will come in the mail following a medical situation or from the agency providing professionals to "help get around"! I recommend transferring the idea of I have to pay

invoices from the "medical system" [see picture] or for help to get around assistance to —  "I'm buying" — to stay in control:

    ●  A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement to protect income & savings. 

       

    ●  Long Term Care insurance so I won't become a burden on family . The plan has a pool of funds so professionals can be hired to come to your home and provide assistance! 


Insurance-protection-over-income-savings

● Understand how, when you Buy one or preferably both special health-related insurance plans, it's like putting "protection up over" your income & savings. Highlights of how they help you:

● a Medicare Health Plan  —  means the company  —  not you  —  pays MDs and other providers  —   so you don't have to!


● Long Term Care insurance  —  means you have a pool of money, created by the plan and thus, can maintaining dignity. 

       Note: Owning a pool of funds is a big value   — your family won't face the big physical, emotional, and financial burden of being your caregiver. 

Great-health-related-insurance-resources

● Understand the "different kinds" of health insurance you can buy to protect your finances. The red names are links to pages developed to help you understand ● how each type works ● the value gained by owning!

I am pleased to share these different sites so you can better understand:   

● Individual Dental plans

● Individual Vision Plans     

● Medical insurance when out of the country - ParkerHealth.com  

● Medicare Advantage Plans in SE CT & CT Medicare Supplements - Medicare-Health-Plans-Southeastern-CT.com

● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com


Proper-nutrition-equals-good-health

● Understand why it's very important today to achieve a healthy life. Some key steps:

● The most important thing you can do is focus on   —   proper nutrition by::

     -> Moving rapidly away from SAD [Standard American Diet] 

     -> Striving to eat as much fresh, grass fed, & farm raised products as you can! 

     -> Avoid sugar  —  Avoid sugar  — it's addictive  — it can ruin your health in a 143 ways. 

    Note: Maintaining a strong immune system is vital today to avoid Convid 19.   # 1 on the list of steps to help your immune system  - No Sugar!


● 80% of your effort to achieve a healthy life  —   proper nutrition! Just 20% on exercise.

      Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost! 

          [Think what that would do to the cost of your health insurance!]

    

● I am pleased to tell everyone research now tells us — proper nutrition gives you:  

      ->  a much better chance of avoiding expensive medical treatment! 

     -> ways to correct medical situations vs medications!

 

● What about —  Supplements! 

They are an effective alternative to prescription medications for many people but not all! 


Thus, it is very important to understand what the supplements you take — or are thinking about —  really do! 

        Helpful information is available here  — MedLinePlus.

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● Understand the important role dental & vision health is to your overall health! Buying both Individual Dental & Vision plans is a great way to gain early and detailed insights into your overall health — Owning both kinds of this special health related insurance means — you can learn:

● following an exam, from a Dentist [like in picture ] and from a Vision MD, early insight into different medical situations!.


● about what is going on in your body and affecting your overall Health! This is very important!


 Information and insights on what you gain by owning:

     ->  Dental insurance 

     ->  Vision insurance 


People think & hope! — their health won't change!

Great if all your wishes come true! But they don't because:

  ● No one can say they won't have an accident or their health won't change!

So  —  to be prepared for a "what if"   call or text (860) 451-9793. [Google Voice line]  —  to talk about:  

●  your situation and interests  


●  how some health related insurance plans protect your income & savings and how others provide insights into your overall health.

         Note: You gain increased understanding talking with a professional advisor  = a better decision. 


●  a plan to Buy, if a sign up period is available, which meets your interest / needs / budget.
 

BTW - it's OK after talking about these plans to say no - now is not the right time to buy. 


You can send questions on Health-related insurance to - Learn@JohnCParker.agency

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John C Parker a professional Health-related Insurance Advisor in Niantic CT -

is licensed (# 644135) to conduct business in CT and does not solicit or sell in other states.

The content on JohnCParker.com is © 2011 to 2021 by John C Parker, RHU, LTCP   - All Rights Reserved.

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  • Helping you!
  • Dental coverage
  • Vision coverage
  • Professional Background
  • Questions?