-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance.
-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance.
Working with a professional health insurance advisor, at the local level, vs talking to an 800 # or a one company person who does not know the area about plans, means you will learn how:
● today's medical treatment system in SE CT works!
● all the plans available SE CT plans work.
Call today — the focus will be:
● on your situation and interest / budget!
● to talk and eMail about the Health-related insurance plans which would be best for you.
If enrollment is available * * — the next part of Working Together is to increase understanding & select the best plan. .
Owning = an important step in your overall health.
* * Federal rules set times to apply or change a Medicare Health plan and for Individual medical plans!
John C Parker developed this site to share insights & "tips" about the different health-relate insurance plans!
When talking about MediCare the focus will be to help you:
● Understand Part A & Part B called "Original Medicare".
● Simplify Medicare Advantage Plans in SE CT and Medicare Supplements in CT. Both are purchased from private companies who interact & work with MediCare for you!
Note: Talking = Better understanding = a Better decision!
Whatever time you need, in these crazy times, will be available at no cost! It may take a few calls and sharing information by eMail.
BTW — the Annual Election Period to select a Medicare Advantage or a Prescription Drug plan for 2021 was over Dec. 7th. However, there are still Medicare ads on TV:
● Some talking about extra benefits are "not true" for most people - since you must also be on MedicAid to receive the benefits in the ad!!!.
● Some sound like anyone with MediCare can apply however only people turning 65 can enroll ! ! !
● One is about a: — a MediGap plan.
[It's not approved in CT!]
Call - if any question on these ads!
-> your plan's pool of funds is there so professionals can be hired to assist with day life activities so family will not have to.
-> the assistance & support you need can come to your home - so important these days & in the future.
● This special income & savings protection insurance, for when your health changes, is best called long term health insurance.
● Information and insights about the peace of mind you can gain following a "Life Happens" change in health is on this link!
● CT's high treatment costs have caused our medical insurance to be second-highest in the U.S.
● When costs are high the idea of — I'll just pay for any treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for a health problem — won't work!
● A question sometimes comes up — where does all the money I spend on medical insurance go?
Look at — this chart! It breaks down all the things a dollar of your monthly cost is spent on!
Note: There is other information on rapidly increasing costs below the chart!
● Periodic posts on costs and things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
invoices from the "medical system" [see picture] or for help to get around assistance to — "I'm buying" — to stay in control:
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement to protect income & savings.
● Long Term Care insurance so I won't become a burden on family . The plan has a pool of funds so professionals can be hired to come to your home and provide assistance!
● a Medicare Health Plan — means the company — not you — pays MDs and other providers — so you don't have to!
● Long Term Care insurance — means you have a pool of money, created by the plan and thus, can maintaining dignity.
Note: Owning a pool of funds is a big value — your family won't face the big physical, emotional, and financial burden of being your caregiver.
I am pleased to share these different sites so you can better understand:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance when out of the country - ParkerHealth.com
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - Medicare-Health-Plans-Southeastern-CT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
● The most important thing to do is focus on — proper nutrition! Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Striving to eat as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — it's addictive — sugar can ruin your health in a 143 ways.
Note: Having a strong immune system is vital today to avoid Convid 19. No Sugar is # 1 on the list of steps to help your immune system!
● 80% of your achieve a healthy life effort is — proper nutrition! Just 20% on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● I am pleased to tell everyone research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● What about — Supplements!
They are an effective alternative to prescription medications for many but not all people!
Since supplements are not a "magic bullet" for everyone it's very important to understand what those you take — or are thinking about — really do!
Helpful information is available here — MedLinePlus.
● following an exam, from a Dentist [like in picture ] and from a Vision MD, early insight into different medical situations!.
● about what is going on in your body and affecting your overall Health! This is very important!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
● No one can say they won't have an accident or their health won't change!
So — to be prepared for a "what if" call or text (860) 451-9793. [Google Voice line] — to talk about:
● your situation and interests
● how some health related insurance plans protect your income & savings and how others provide insights into your overall health.
Note: You gain increased understanding talking with a professional advisor = a better decision.
● a plan to Buy, if a sign up period is available, which meets your interest / needs / budget.
BTW - it's OK after talking to say no - now is not the right time to buy.
You can send questions on Health-related insurance to - Learn@JohnCParker.agency