-> simplifying Medicare Plans & health insurance for Individuals in SE CT and propose the best plan(s) for their situation!
-> simplifying Medicare Plans & health insurance for Individuals in SE CT and propose the best plan(s) for their situation!
Working with a professional health-related-insurance advisor at the local level is more effective than talking on a 800# to a "who knows where" person with limited understanding of medical treatment in SE CT.
Call John today — the focus in talking & eMaiilng info will be to:
+ Review how:
● the medical treatment system in SE CT works!
● plans available SE CT plans work.
+ Discuss:
● your situation and interest / budget!
● the Health-related insurance plan(s) and what is best for you.
● how owning = an important step in your overall health.
When an enrollment period is available * * John, as a broker — implements the selected plan(s).
* * Federal rules limit the times when you can apply or change a Medicare Health plan or an Individual medical plans! .
JohnCParker.com was developed to share insights & "tips" on what you gain by buying each of the different types of health-related insurance plans!
The focus in talking about MediCare will be to:
● Help you understand what Part A & Part B cover and how each works when receiving treatment.
● Simplify the seven Medicare Advantage Plans in SE CT for 2022 and CT's Medicare Supplements.
Note: Take time to talk about these private company plans = Better understanding = a Better decision!
Whatever time you need will be available to talk and/or share information by eMail.!
BTW — Individuals now on MediCare can not select a Medicare Advantage or a Prescription Drug plan whenever they want!. Thus, beware of ads, which say — call now for extra benefits.
● The plans advertised are "not available" for most people!
- > Only individuals who are also on MedicAid can receive the benefits in the ad!!!.
Note: People turning 65 can enroll during the three months before and after the month they are 65 ! ! !
● Another ad says — sign up for a MediGap plan.
- > The company's plan is not approved in CT!
Call - if any question about these ads!
Note: A call means you are just committing to talk but not to enroll.
-> you will have a pool of funds so professionals can be hired to come to your home and assist with day to day life activities. Thus, family will not have to.
-> at home support is - so important these days & in the future.
● Long term care insurance starts to help you when your health changes so I believe it's best called long term health insurance.
● Information and insights on how buying means you won't burden family following a "Life Happens" change in health is on this link!
Some points:
● When treatment costs are so high the idea of — I'll just pay for any needed treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for health problems — won't work!
● Questions sometimes comes up — where does all the money spent on medical insurance go?
All the things a dollar of your monthly cost is spent on are shown on — this chart!
● Periodic posts on health-related-insurance, costs and other things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
Transferring — I have to pay these invoices to — I want to stay in control by "buying" :
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement.
● a Medicare Health Plan — means the company you select — not you — pays MDs and other providers !
● Long Term Care insurance — provides peace of mind since:
-> the plan you create has a pool of money so professionals can be hired to come to your home to assist with needed day to day activities. This is a — very big value!
-> you won't become a burden on family and they won't face the big physical, emotional, and financial burden of being your caregiver. .
Key — buying this special kind of health related insurance when younger =big savings. e.g. it's 33% higher at 55 vs 50!
I am pleased to share information about:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance needed when out of the country
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - MedicarePlansSECT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
I am pleased to share some points:
● The most important thing for your health is to focus on — proper nutrition! Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Eating as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — it's addictive — sugar can ruin your health in 143 ways.
Note: Today, with the ups and downs of the pandemic, having a strong immune system is vital and # 1 on the list of steps to help your immune system! No Sugar!
● 80% of your efforts to achieve a healthy life is — proper nutrition! Just 20% is on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke and diabetes can be attributed to diet.
● Supplements are — an effective alternative to prescription medications for many but not all people!
Supplements are not a "magic bullet" so it's very important to understand what those you take — or are thinking about — really do!
Helpful information on many supplements is available on — MedLinePlus.
● An exam from a Dentist [like in picture ] and a Vision MD will give you early insight into:
-> different medical situations!.
-> what in your body is affecting your overall Health!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
● But — No one can say they won't have an accident or change in health!
So — to prepare for a "what if" life happens situation — call or text (860) 451-9793 today! [John's Google Voice line] — in talking we can review:
● your situation and interests
● how health-related-insurance plans protect your income & savings and other plans provide insights into your overall health.
Note: Taking time to gain increased understanding by talking with a professional advisor = a better decision.
● options, if a sign up period is available, then Buy a plan which meets your interest / needs / budget.
BTW - it's OK after talking to say no - now is not the right time to buy.
Feel free to send any questions about Health-related insurance to John - Learn@JohnCParker.agency