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    • Health plans help You
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    • Clients gain experience
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    • Help finding treatment
    • Plans when out of US
  • Health plans help You
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  • Clients gain experience
  • Questions?
  • How $ are spent
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John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> simplifying Medicare Plans & health insurance for Individuals in SE CT and propose the best plan(s) for their situation! 

Call today for help finding the best plans!

(860) 739-0005

John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> simplifying Medicare Plans & health insurance for Individuals in SE CT and propose the best plan(s) for their situation! 

Call today for help finding the best plans!

(860) 739-0005

A "no cost" to you Advisor — helping to:

● Simplify health-related insurance plans in Conn. ● Better understand the Value gained by buying plan(s) which are best for your situation.

Working with a professional health-related-insurance advisor at the local level is more effective than talking on a 800# to a "who knows where" person with limited understanding of medical treatment in SE CT. 


Call John today — the focus in talking & eMaiilng info will be to:

+ Review how: 

● the medical treatment system in SE CT works! 

● plans available SE CT plans work.  


 + Discuss: 

● your situation and interest / budget!  

● the Health-related insurance plan(s) and what is best for you.

● how owning  =  an important step in your overall health. 

   

When an enrollment period is available * *  John, as a broker  —  implements the selected plan(s).  

      * * Federal rules limit the times when you can apply or change a Medicare Health plan or an Individual medical plans! .


JohnCParker.com was developed to share insights & "tips" on what you gain by buying each of the different types of health-related insurance plans! 

   

● Better understand how the two types of — Medicare Health Plans work with Part A & Part B, which are called "original Medicare" !

The focus in talking about MediCare will be to:

  ● Help you understand what Part A & Part B cover and how each works when receiving treatment. 

  ● Simplify the seven Medicare Advantage Plans in SE CT for 2022 and CT's Medicare Supplements.      

     Note: Take time to talk about these private company plans = Better understanding = a Better decision!   

Whatever time you need will be available to talk and/or share information by eMail.! 


BTW — Individuals now on MediCare can not select a Medicare Advantage or a Prescription Drug plan whenever they want!.  Thus, beware of ads, which say —  call now for extra benefits. 


●  The plans advertised are "not available" for most people! 

     - > Only individuals who are also on MedicAid can receive the benefits in the ad!!!.

      Note: People turning 65 can enroll during the three months before and after the month they are 65 ! ! ! 


●  Another ad says  — sign up for a MediGap plan.                   

     - > The company's plan is not approved in CT!

Call - if any question about these ads! 

   Note: A call means you are just committing to talk but not to enroll.

TV ads can be deceptive! Be careful!

● Better understand — Long Term Care insurance. Each of us has a very high chance our health will change and assistance with day to day life activities will be required! The chance goes much higher as time goes on! — Thus, buying Long Term Care insurance means:

      ->  you will have a pool of funds so professionals can be hired to come to your home and assist with day to day life activities. Thus, family will not have to.

       -> at home support is - so important these days & in the future. 


● Long term care insurance starts to help you when your health changes so I believe it's best called long term health insurance. 


● Information and insights on how buying means you won't burden family following a "Life Happens" change in health is on this link!  

Buying gives you peace of mind!
Paying-medical-expenses-much-more than-with-coins!

● Better understand — medical insurance costs in CT! They are high because — medical treatments & services & prescriptions are very very expensive! — Treatment costs have caused medical insurance in CT to be second highest in the U.S.

Some points:

● When treatment costs are so high the idea of —  I'll just pay for any needed treatment or  —  I'll put  money e.g. in a jar (like the picture ) to prepare for health problems  —   won't work! 

    

 ● Questions sometimes comes up — where does all the money spent on medical insurance go? 

       All the things a dollar of your monthly cost is spent on are shown on  — this chart! 

   

 ● Periodic posts on health-related-insurance, costs and other things affecting people in CT are on John's health-related insurance blog  -  HealthRelatedInsuranceInConnecticut.com

Medicare-Health-Plans-pay-expensive-medical-treatment-invoices

● Better understand — how to avoid receiving Very Big provider medical bills in the mail! — [see picture] — I recommend:

Transferring —  I have to pay these invoices to — I want to stay in control by "buying" :

    ●  A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement. 

       


Insurance-protection-over-income-savings

● Better understand — when you Buy both special health-related insurance plans it's like — you put protection up over" your income & savings. Buying:

● a Medicare Health Plan  —  means the company you select  —  not you  —  pays MDs and other providers !


● Long Term Care insurance  —  provides peace of mind since:

  ->  the plan you create has a pool of money so professionals can be hired to come to your home to assist with needed day to day activities. This is a —  very big value!

  -> you won't become a burden on family and they won't face the big physical, emotional, and financial burden of being your caregiver. . 


      Key — buying this special kind of health related insurance when younger =big savings. e.g. it's 33% higher at 55 vs 50!


Great-health-related-insurance-resources

● Better understand — why buying these "different kinds" of health insurance is an important step toward enjoying a better lifestyle. — The red links are pages developed to help you understand ● how each type works! ● the value gained by buying! ● the best health-related insurance plans for your situation!

I am pleased to share information about:   

● Individual Dental plans

● Individual Vision Plans     

● Medical insurance needed when out of the country

● Medicare Advantage Plans in SE CT & CT Medicare Supplements - MedicarePlansSECT.com 

● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com


Buying can improve your overall health!
Proper-nutrition-equals-good-health

● Better understand — why achieving a healthy life is so important today and what it means to you. Some key steps:

I am pleased to share some points: 

● The most important thing for your health  is to focus on   —   proper nutrition!  Work on:

     -> Moving rapidly away from SAD [Standard American Diet] 

     -> Eating as much fresh, grass fed, & farm raised products as you can! 

     -> Avoid sugar   — it's addictive  — sugar can ruin your health in 143 ways. 

    Note: Today, with the ups and downs of the pandemic, having a strong immune system is vital and  # 1 on the list of steps to help your immune system!  No Sugar!


● 80% of your efforts to achieve a healthy life is  —   proper nutrition! Just 20% is on exercise.

      Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost! 

          [Think what that would do to the cost of your health insurance!]

    

● Research tells us — proper nutrition gives you:  

      ->  a much better chance of avoiding expensive medical treatment! 

     -> ways to correct medical situations vs medications!


● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke and diabetes can be attributed to diet.  

 

● Supplements are  —  an effective alternative to prescription medications for many but not all people! 


Supplements are not a "magic bullet" so it's very important to understand what those you take — or are thinking about —  really do! 

        Helpful information on many supplements  is available on  — MedLinePlus.

Good nutrition = better overall health1

● Better understand — how both an Individual Dental & Individual Vision plan will give you detailed insights into your overall health — Buying both special health related insurance plans means:

● An exam from a Dentist [like in picture ] and a Vision MD will give you early insight into:

     ->  different medical situations!.

     ->  what in your body is affecting your overall Health! 


 Information and insights on what you gain by owning:

     ->  Dental insurance 

     ->  Vision insurance 


People think & hope! — their health won't change!

It would be great if you could — hope for good health and it would come true!

  ● But — No one can say they won't have an accident or change in health!

So  —  to prepare for a "what if" life happens situation  — call or text (860) 451-9793 today! [John's Google Voice line]  —  in talking we can review:  

●  your situation and interests  


●  how health-related-insurance plans protect your income & savings and other plans provide insights into your overall health.

         Note: Taking time to gain increased understanding by talking with a professional advisor  = a better decision. 


●  options, if a sign up period is available, then Buy a plan which meets your interest / needs / budget.
 

BTW - it's OK after talking to say no - now is not the right time to buy. 


Feel free to send any questions about Health-related insurance to John - Learn@JohnCParker.agency


John C Parker, a Medicare & Medicare Plans Advisor based in Niantic CT, is:

 ●  licensed (# 644135) to conduct business in CT and does not solicit or sell in other states.  

 ●  an independent broker not connected with or endorsed by the U.S. government or the federal Medicare program. 

Contacting John is just a commitment to talk - not to enroll!

The content on JohnCParker.com is © 2011 to 2022 by John C Parker, RHU, LTCP   - All Rights Reserved.

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  • Health plans help You
  • Dental coverage helps you
  • Vision coverage helps you
  • Clients gain experience
  • Questions?