John C Parker
-> helps Individuals in SE CT understand the value of buying each type of health-related-insurance!
John C Parker
-> helps Individuals in SE CT understand the value of buying each type of health-related-insurance!
A no cost Advisor — Helping You:
● Simplify CT's health-related insurance plans ● Better understand how plans fit your situation and the Value Gained by buying the best plan or plans.
Working with a professional health-related-insurance advisor at the local level is more effective than talking to a person on a 800# who does not understand SE CT medical plans. We will review how:
● the medical treatment system in SE CT works today!
● all plans available SE CT plans work.
Call today — when talking & eMailing info the focus will be on:
● your situation and interest / budget!
● the Health-related insurance plan(s) best for you.
When enrollment is available * * — the focus will be to help you understand options & to select the best plan.
Owning = an important step in your overall health.
* * Federal rules limit the times when you can apply or change a Medicare Health plan or an Individual medical plans!
JohnCParker.com was developed for you to share my insights & "tips" on what and how you gain by buying the different types of health-related insurance plans!
● Better understand — Medicare Health Plans and how the two types work with Part A & Part B (called "original Medicare") !
In talking about MediCare the focus will be to help you:
● Understand what Part A & Part B cover and how each works when receiving treatment.
● Simplify the seven 2021 SE CT Medicare Advantage Plans and CT's Medicare Supplements purchased from private companies.
Note: Taking time to talk = Better understanding = a Better decision!
Whatever time you need will be available to talk and share information by eMail.!
BTW — Individuals now on MediCare can not select a Medicare Advantage or a Prescription Drug plan until the Annual Election Period which starts Oct. 15th. However, contrary to Medicare marketing rules beware of ads such as a former sports figure saying:
● Call now for extra benefits since plans are "not available" for most people! Only people turning 65 can enroll during the year ! ! !
- > Why? Only individuals who are also on MedicAid can receive the benefits in the ad!!!.
● Another ad says — sign up for a MediGap plan.
- > The company's plan is not approved in CT!
Call - if any question on these ads!
● Better understand — Long Term Care insurance. Each of us has a very high chance our health will change and assistance with day to day life activities will be required! The chance goes much higher as time goes on! — Thus, buying Long Term Care insurance means:
-> you will have a pool of funds so professionals can be hired to come to your home and assist with day to day life activities. Thus, family will not have to.
-> at home support is - so important these days & in the future.
● Long term care insurance starts to help you when your health changes so I believe it's best called long term health insurance.
● Information and insights on how buying means you won't burden family and will have peace of mind following a "Life Happens" change in health is on this link!
● Better understand — medical insurance costs in CT! They are high because — medical treatments & services & prescriptions are very very expensive! — Treatment costs have caused medical insurance in CT to be second highest in the U.S. Bottom line — medical insurance costs are high whether you have a Small Employer or Individual plan!
Some points:
● When treatment costs are so high the idea of — I'll just pay for any needed treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for health problems — won't work!
● Questions sometimes comes up — where does all the money spent on medical insurance go?
This chart! breaks down — all the things a dollar of your monthly cost is spent on!
Note: The page has other information below the chart on rapidly increasing costs below!
● Periodic posts on health-related-insurance, costs and other things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
● Better understand — how to avoid receiving Very Big bills in the mail — from a medical situation [see picture] or — from the agency providing "help to get around" professionals! I recommend:
Transferring — I have to pay invoices to — I want to stay in control by "buying both" :
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement.
● Long Term Care insurance so I won't become a burden on family .
● Better understand — when you Buy both special health-related insurance plans it's like — you put protection up over" your income & savings. Buying:
● a Medicare Health Plan — means the company you select — not you — pays MDs and other providers !
● Long Term Care insurance — means the plan you create for your situation will have a pool of money so professionals can be hired to provide needed assistance. That means you can maintain dignity.
Note: Owning a pool of funds to hire caregivers is a big value — your family won't face the big physical, emotional, and financial burden of being your caregiver.
● Better understand — what buying the "different kinds" of health insurance, shown below, means to you. The red links are to pages developed to help you understand ● how each type works ● the value gained by buying!
I am pleased to share information about:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance needed when out of the country - ParkerHealth.com
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - Medicare-Health-Plans-Southeastern-CT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
● Better understand — what achieving a healthy life can mean to you and why it is very important today. Some key steps:
I am pleased to share some points:
● The most important thing for your health is to focus on — proper nutrition! Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Eating as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — it's addictive — sugar can ruin your health in 143 ways.
Note: Today, with the ups and downs of the pandemic, having a strong immune system is vital and # 1 on the list of steps to help your immune system! No Sugar!
● 80% of your efforts to achieve a healthy life is — proper nutrition! Just 20% is on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● Supplements are — an effective alternative to prescription medications for many but not all people!
Supplements are not a "magic bullet" so it's very important to understand what those you take — or are thinking about — really do!
Helpful information on many supplements is available on this site — MedLinePlus.
● Better understand — how both an Individual Dental & Individual Vision plan will give you detailed insights into your overall health — Buying both special health related insurance plans means:
● An exam from a Dentist [like in picture ] and a Vision MD will give you early insight into:
-> different medical situations!.
-> what in your body is affecting your overall Health!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
People think & hope! — their health won't change!
It would be great if you could wish this and it would come true! But — it won't!
● No one can say they won't have an accident or change in health!
So — to prepare for a "what if" — call or text (860) 451-9793 today! [John's Google Voice line] — we can talk about:
● your situation and interests
● how health related insurance plans can protect your income & savings and others provide insights into your overall health.
Note: Taking time to gain increased understanding by talking with a professional advisor = a better decision.
● a plan to Buy, if a sign up period is available, which meets your interest / needs / budget.
BTW - it's OK after talking to say no - now is not the right time to buy.
You can send questions on Health-related insurance to - Learn@JohnCParker.agency