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John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> making Medicare Plans & Dental & Vision plans easy for Individuals in SECT. Finding best plan(s) for their situation! 

Call today for help finding the best plans!

(860) 739-0005

John C Parker

John C ParkerJohn C ParkerJohn C Parker

-> making Medicare Plans & Dental & Vision plans easy for Individuals in SECT. Finding best plan(s) for their situation! 

Call today for help finding the best plans!

(860) 739-0005

A "no cost" to you Advisor — helping you:

● Better understand the Value gained by reviewing options & buying the best plan(s) for your situation.

Working with a professional local level advisor focused on health-related insurance is more effective than talking on an 800# to a person with limited understanding of medical treatment in SE CT. 


Call John today — in talking & eMaiilng info we will:

¶ Review how: 

● the medical treatment system in SE CT works! 

● plans available SE CT plans work.  


¶ Discuss: 

● your situation and interest/budget!  

● the health-related insurance plan(s) which may be best for you.

● how owning  =  an important step in achieving overall health. 

   

When an enrollment period is available * *  John  —  implements the plan(s) you selected as a broker.  

      * * Federal rules limit the times when you can apply for or change a Medicare Health plan or an Individual medical plans!


JohnCParker.com was developed to share insights & "tips" on what you gain by buying each of the different types of health-related insurance plans! 

   

● Better understand how the two types of — Medicare Health Plans work with Part A & Part B, which are called "original Medicare" !

The focus in talking about MediCare will be to:

  ● Help you understand what Part A & Part B [called original Medicare] cover and how each works when receiving treatment. 

  ● Simplify the seven Medicare Advantage Plans in SE CT for 2022 and CT's Medicare Supplements.      

     Note: Calling to talk about these private company plans = Better understanding = a Better decision!   Whatever time you need will be available to talk and/or share information by eMail.! 


BTW — Individuals now on MediCare can not select a Medicare Advantage or a Prescription Drug Plan whenever they want!.


●  The TV ads saying call now for extra benefits are "not available" for most people! 

     - > Only individuals who are eligible for MedicAid can receive the benefits in the ad!!!.

      Note: People turning 65 can enroll during the three months before and after the month they are 65 ! ! ! 


●  Another ad says  — sign up for a MediGap plan.                   

     - > The company's plan is not approved in CT!

Call - if any question about these ads! 

   Note: A call means you are just committing to talk but not to enroll.

TV ads can be deceptive! Be careful!

● Better understand — Long Term Care insurance because the chance each of us will need assistance with day to day life activities following a change in health is very high! As time goes on the chance is significantly higher! — Thus, in addition to protecting savings and income buying Long Term Care insurance means:

 ● Your plan will create a pool of funds so you can hire professionals to come to your home and assist with day to day life activities. Thus, family will not have to be your care givers.


● You can begin to receive help when your health changes so I believe these important plans are best called long term health insurance. 


Information and insights on how buying means you won't burden family following a "Life Happens" change in health is on this link!  

Buying gives you peace of mind!
Paying-medical-expenses-much-more than-with-coins!

● Better understand — medical insurance costs in CT! They are high because — medical treatments & services & prescriptions are very very expensive! — Treatment costs have caused medical insurance in CT to be second highest in the U.S.

Some points:

● When treatment costs are so high the idea of —  I'll just pay for any needed treatment or  —  I'll put  money e.g. in a jar (like the picture ) to prepare for health problems  —   won't work! 

    

 ● Questions sometimes comes up — where does all the money spent on medical insurance go? 

       All the things a dollar of your monthly cost is spent on are shown on  — this chart! 

   

 ● Periodic posts on health-related-insurance, costs and other things affecting people in CT are on John's health-related insurance blog  -  HealthRelatedInsuranceInConnecticut.com

Medicare-Health-Plans-pay-expensive-medical-treatment-invoices

● Better understand — how to avoid receiving Very Big provider medical bills in the mail! — [see picture] — I recommend:

Transferring —  I have to pay these invoices to — I want to stay in control by "buying" :

    ●  A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement. 

       


Insurance-protection-over-income-savings

● Better understand — when you Buy Each special insurance plans it's like — putting protection up over" your income & savings:

● a Medicare Health Plan  —  means the company you select  —  not you  —  pays MDs and other providers !


● Long Term Care insurance  —  provides peace of mind since:

  ->  the plan you create has a pool of money so professionals can be hired to come to your home to assist with needed day to day activities. This is a —  very big value!

  -> you won't become a burden on family and they won't face the big physical, emotional, and financial burden of being your caregiver. . 


      Key — buying this special kind of health related insurance when younger =big savings. e.g. it's 33% higher at 55 vs 50!


Great-health-related-insurance-resources

● Better understand — how buying these "different kinds" of health insurance is an important step for you situation and toward enjoying a better lifestyle. — The pages on the red links were developed t help you understand: ● how each type works! ● the value gained by buying each!

I am pleased to share information about what you can gain with:   

● Individual Dental plans

● Individual Vision Plans     

● Medical insurance needed when out of the country

● Medicare Advantage Plans in SE CT & CT Medicare Supplements - MedicarePlansSECT.com 

● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com


Buying can improve your overall health!
Proper-nutrition-equals-good-health

● Better understand — why achieving a healthy life is so important today and what it means to you. Some key steps:

I am pleased to share some points: 

● The most important thing for your health  is to focus on   —   proper nutrition!  Work on:

     -> Moving rapidly away from SAD [Standard American Diet] 

     -> Eating as much fresh, grass fed, & farm raised products as you can! 

     -> Avoid sugar   — it's addictive  — sugar can ruin your health in 143 ways. 

    Note: Today, with the ups and downs of the pandemic, having a strong immune system is vital and  # 1 on the list of steps to help your immune system!  No Sugar!


● 80% of your efforts to achieve a healthy life is  —   proper nutrition! Just 20% is on exercise.

      Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost! 

          [Think what that would do to the cost of your health insurance!]

    

● Research tells us — proper nutrition gives you:  

      ->  a much better chance of avoiding expensive medical treatment! 

     -> ways to correct medical situations vs medications!


● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke and diabetes can be attributed to diet.  

 

● Supplements are  —  an effective alternative to prescription medications for many but not all people! 


Supplements are not a "magic bullet" so it's very important to understand what those you take — or are thinking about —  really do! 

        Helpful information on many supplements  is available on  — MedLinePlus.

Good nutrition = better overall health1

● Better understand — how both an Individual Dental & Individual Vision plan will give you detailed insights into your overall health — Buying both special health related insurance plans means:

● An exam from a Dentist [like in picture ] and a Vision MD will give you early insight into:

     ->  different medical situations!.

     ->  what in your body is affecting your overall Health! 


 Information and insights on what you gain by owning:

     ->  Dental insurance 

     ->  Vision insurance 


People think & hope! — their health won't change!

It would be great if you could — hope for good health and it would come true!

  ● But — No one can say they won't have an accident or change in health!

So  —  to prepare for a "what if" life happens situation  — call or text (860) 451-9793 today! [John's Google Voice line]  —  in talking we can review:  

●  your situation and interests  


●  how health-related-insurance plans protect your income & savings and other plans provide insights into your overall health.

         Note: Taking time to gain increased understanding by talking with a professional advisor  = a better decision. 


●  options, if a sign up period is available, then Buy a plan which meets your interest / needs / budget.
 

BTW - it's OK after talking to say no - now is not the right time to buy. 


Feel free to send any questions about Health-related insurance to John - Learn@JohnCParker.agency


John C Parker, a Medicare & Medicare Plans Professional & Advisor based in Niantic CT, is:

 ●  licensed (# 644135) to conduct business in CT and does not solicit or sell in other states.  

 ●  an independent broker not connected with or endorsed by the U.S. government or the federal Medicare program. 

Contacting John is just a commitment to talk - not to enroll!

The content on JohnCParker.com is © 2011 to 2022 by John C Parker, RHU, LTCP   - All Rights Reserved.

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  • Health plans help You
  • Dental coverage helps you
  • Vision coverage helps you
  • Clients gain experience
  • Questions?