-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance.
-> helping Individuals in Southeastern CT understand the value gained by buying different kinds of health-related insurance.
When you work with a professional health insurance advisor at the local level, vs talk to a 800 # about plans, you will learn how:
● the medical treatment system in SE CT works!
● the plan which is best for your situation is used.
● you gain on going support - always talking to the same person.
Call today — all the time you need will be available to talk and eMail focused om — Working Together on your situation and interest / budget! Then if enrollment is available * * — will help you understand & select the best Health-related insurance plans for your situation.
Owning = an important step in your overall health.
* * Federal rules set times to apply or change a Medicare Health plan and for Individual medical plans!
John C Parker developed this site to share insights & "tips" about the different health-relate insurance plans!
The focus in talking about MediCare will be to help you:
● Understand Part A & Part B called "Original Medicare".
● Simplify Medicare Advantage Plans in SE CT and how Medicare Supplements in CT protect your finances. Both are purchased from private companies who interact & work with MediCare for you!
Note: Talking = Better understanding = a Better decision!
Whatever time you need, in these crazy times, will be available at no cost! It may take a few calls and sharing information.
BTW — the Annual Enrollment Period for Medicare Advantage & Prescription Drug plans in 2021 was over Dec. 7th. However, on TV you still see ads:
● Some are "not true" for most people - must be on MedicAid!!!.
● Some are for people turning 65 but sound like they are for anyone! ! !
● One is about a: — a Medigap plan.
[It's not approved in CT!]
Call - if any question on these ads!
-> the plan's pool of funds can be used to hire professionals to assist with your day to day life activities so family will not have to.
-> the assistance & support you need can come to your home - so important these days & in the future.
-> this special kind of protection for your income & savings when your health changes is best called long term health insurance.
● Look here for Info & insights on the peace of mind you can gain if day to day assistance is needed following a "Life Happens" change in health!
● CT's high treatment costs have caused our medical insurance to be second-highest in the U.S.
● When costs are high the idea of — I'll just pay for any treatment or — I'll put money e.g. in a jar (like the picture ) to prepare for a health problem — won't work!
● A question sometimes comes up — where does all the money I spend on medical insurance go?
Look at — this chart! It breaks down all the things a dollar of your monthly cost is spent on!
Note: There is other information on rapidly increasing costs below the chart!
● Periodic posts on costs and things affecting people in CT are on John's health-related insurance blog - HealthRelatedInsuranceInConnecticut.com
invoices from the "medical system" [see picture] or for help to get around assistance to — "I'm buying" — to stay in control:
● A Medicare Advantage Plan available in SE CT or a CT Medicare Supplement to protect income & savings.
● Long Term Care insurance so I won't become a burden on family . The plan has a pool of funds so professionals can be hired to come to your home and provide assistance!
● a Medicare Health Plan — means the company — not you — pays MDs and other providers — so you don't have to!
● Long Term Care insurance — means you have a pool of money, created by the plan and thus, can maintaining dignity.
Note: Owning a pool of funds is a big value — your family won't face the big physical, emotional, and financial burden of being your caregiver.
I am pleased to share these different sites so you can better understand:
● Individual Dental plans
● Individual Vision Plans
● Medical insurance when out of the country - ParkerHealth.com
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - Medicare-Health-Plans-Southeastern-CT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
● The most important thing you can do is focus on — proper nutrition by::
-> Moving rapidly away from SAD [Standard American Diet]
-> Striving to eat as much fresh, grass fed, & farm raised products as you can!
-> Avoid sugar — Avoid sugar — it's addictive — it can ruin your health in a 143 ways.
Note: Maintaining a strong immune system is vital today to avoid Convid 19. # 1 on the list of steps to help your immune system - No Sugar!
● 80% of your effort to achieve a healthy life — proper nutrition! Just 20% on exercise.
Note: CDC reports only 50% get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● I am pleased to tell everyone research now tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● What about — Supplements!
They are an effective alternative to prescription medications for many people but not all!
Thus, it is very important to understand what the supplements you take — or are thinking about — really do!
Helpful information is available here — MedLinePlus.
● following an exam, from a Dentist [like in picture ] and from a Vision MD, early insight into different medical situations!.
● about what is going on in your body and affecting your overall Health! This is very important!
Information and insights on what you gain by owning:
-> Dental insurance
-> Vision insurance
● No one can say they won't have an accident or their health won't change!
So — to be prepared for a "what if" call or text (860) 451-9793. [Google Voice line] — to talk about:
● your situation and interests
● how some health related insurance plans protect your income & savings and how others provide insights into your overall health.
Note: You gain increased understanding talking with a professional advisor = a better decision.
● a plan to Buy, if a sign up period is available, which meets your interest / needs / budget.
BTW - it's OK after talking about these plans to say no - now is not the right time to buy.
You can send questions on Health-related insurance to - Learn@JohnCParker.agency