-> Helping SECT individuals understand MediCare & Medicare Plans! Plus Dental & Vision Plans to improve your health!
-> Helping SECT individuals understand MediCare & Medicare Plans! Plus Dental & Vision Plans to improve your health!
First, a face to face discussion with a Niantic based professional insurance advisor is the most effective way to understand coverage.
Calling an 800 # results in talking with a "who knows where they are" script reader with a limited understanding of how medical treatment/services work in New London County.
Second: A discussion of how your overall health can improve when you buy Individual Dental & Vision insurance plans!
Exams from professionals will provide valuable insights.
Discussions, when working with John, will be about:
● your situation and interest/budget!
● how the medical treatment system in SE CT works!
● Plans are available in SE CT and how they work.
Then too when meeting the focus will be to:
● Help you understand how MediCare Part A & Part B [called original Medicare] work and the options that work with MediCare to protect your finances!!
● Simplify how the seven private company Medicare Advantage Plans in New London County and CT's Medicare Supplements work and what you gain.
Note: a personal discussion of plan details = a Better decision!
Learn more about signing up on this page — Medicare Health plans.
The Center for Medicare and Medicaid Services (CMS) marketing regulations for Medicare Advantage and Prescription Drug Plan require John, when he provides any information about Medicare Plans, such as on this website, to disclose to or inform Medicare beneficiaries that:
● He is appointed and certified by all nine Medicare Advantage (MA) companies that offer plans in New London County in 2025 — the only area where he helps individuals. John's focus is to offer beneficiaries the 36 regular MA from these companies, not the special needs plans
● He is also appointed and certified by the eight Prescription Drug Plan (PDP) companies with plans available in New London County and CT.
● Help with the plan choices in New London County is also available by contacting:
+ Medicare.gov or
+ CT's State Health Insurance Program (SHIP).
< - - > However, this help will not be from a licensed or certified professional.
CMS's marketing regulations require any discussion about plan coverage details or enrolling in a Medicare Advantage or Prescription Drug Plan that takes place during a telephone call to be recorded. However, face-to-face conversations that are more effective do not have to be recorded.
Note: CMS regulations also state information created to describe Medicare Plans that does not mention company names, specific plan benefit details, or plan costs, such as the content on this website, is considered communication material, not marketing material Thus, it does not have to be approved.
Most MediCare-related ads running on TV here in Southeastern CT are from Medicare Marketing organizations that aren't fully following MediCare's advertising rules:
● All individuals with MediCare can not sign up or change a Medicare Advantage or a Prescription Drug Plan whenever they want!
● TV ads are not to say - call if you have Medicare! The only time that is OK is in the fall AEP. Ads in other parts of the year can say call — if you are turning 65 — leaving an employer medical plan — eligible for a Special Enrollment Period.
● TV ads, are not to mention money into you SS when the plan is " not available" to most people! *
- > * Only individuals whose income makes them eligible for MedicAid can qualify for a Special Needs Plan with all the benefits mentioned!!
Call John- if you have questions about these ads!
Note: A call means you are committing to talk, not enroll.
BTW - Another TV ad about retirement says — sign up for a MediGap plan.
- > The company's plan is not approved in CT!
Buying — means:
● You can receive exams from a Dentist [like in the picture ] and a Vision MD. The exam can provide early insight into:
-> unknown medical situations!
-> If anything was found that could affect your overall Health!
Detailed information on plan coverage, how they work, and what you gain by owning each of these plans is on there pages (in red)
-> Dental Insurance
-> Vision insurance
● Crossing a U.S. border when traveling — means:
-> Your employer, individual, or Medicare plans will have limited coverage for any accident or illness situations.
Thus, buying an easy-to-use "Out of the U.S." medical coverage plan before you leave home is essential! Therefore, you can enjoy your trip.
I am pleased to offer different plans — on this page — to fit your travel situation.
● Research tells us to focus 80% of our effort on — proper nutrition! Just 20% is on exercise.
Note: The CDC reports only 50% of people get regular exercise!
This = $117 billion in yearly healthcare costs! Think what reducing this would do to the cost of your health insurance!
● Some steps to take:
-> Move as fast as you can away from SAD [Standard American Diet]
-> Buy and eat as many fresh, grass-fed, & farm-raised products as you can!
● The essential step when moving away from SAD is to — avoid sugar:
-> It's addictive — sugar can ruin your health in 143 ways.
-> During the pandemic's ups and downs, we learned a robust immune system is vital. Guess what!
The # 1 thing on the list of steps to help your immune system — no Sugar!
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> the ability to correct medical situations vs medications!
● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke, and diabetes can be attributed to diet.
What about supplements: — they are not a "magic bullet" but can be an effective alternative to prescription medications for many, but not all, people!
Note: When taking or thinking about supplements, it's essential to fully understand those and the herbs you now use or are thinking about and what they do.
I am pleased to provide this incredible resource — MedlinePlus.
This site includes information about the effectiveness of your supplements — usual dosage — and whether there are any interactions with medications.
● However — No one can say an accident or change in health won't happen!
Thus — preparing for"what if" life happens situations is VERY Important — call or text (860) 451-9793 John's Google Voice # today!
Note: Meeting with a professional advisor to gain increased understanding = a better decision.
If an enrollment period is available, we can meet to complete the signup forms.
BTW - After talking, it's OK to say - now is not the right time to buy.
Feel free to send any questions about any of these Health-related insurance plans to John - Learn@JohnCParker.agency