-> simplifying Medicare and finding: (1) best Medicare Health plan (2) Dental & Vision Plans for Individuals in SECT:
-> simplifying Medicare and finding: (1) best Medicare Health plan (2) Dental & Vision Plans for Individuals in SECT:
Face-to-face discussion with a professional advisor focused on Medicare Plans in SECT is more effective than talking on a 800 # to a person with limited understanding of New London County providers and how medical treatment works in SECT. Personal discussion also results in a better decision.
Individuals also gain discussing the value received to their overall health when they buy an Individual Dental & Vision insurance plan!
Call John today — we can meet to discuss:
● your situation and interest/budget!
● how the medical treatment system in SE CT works!
● plans available SE CT plans work.
● how selecting plans which are best for you = an important step in achieving overall health.
When an enrollment period is available * * John working as a broker — implements the plan(s) you selected.
* * Federal rules limit the times when you can apply for or change a Medicare Health plan!
JohnCParker.com was developed to share insights & "tips" to help individuals in SECT better understand what they gain by buying each of the different types of insurance plans!
The focus in meeting will be to:
● Help you understand what MediCare Part A & Part B [called original Medicare] cover and how treatment expenses would be paid if you were just using Part A & B.
● Simplify plans from the seven Medicare Advantage Plan comapnies in SE CT and CT's Medicare Supplements.
Note: Meeting to talk about these private company plans = Better understanding = a Better decision!
Whatever time you need will be available to talk and/or share information by eMail.!
● What the TV ads say is "not available" for most people * !
- > Only individuals eligible for MedicAid can receive most of the benefits in the ad!!!.
However: The SS sign up rules tell us - Individuals:
- > turning 65 can enroll during the three months before and after the month when 65 ! ! !
- > over 65 and leaving an employer medical plan are eligible for a Specail Enrollment Period.
BTW - Another TV ad about retirement says — sign up for a MediGap plan.
- > The company's plan is not approved in CT!
Call - if any question about these ads!
Note: A call means you are just committing to talk but not to enroll.
When you own a:
● Medicare Health Plan — it means the company you select — not you — pays MDs and other providers !
● Long Term Care insurance plan — it means:
-> you will have a pool of money so professionals can be hired to come to your home to assist when help with day-to-day activities is needed! It's a — very big value!
-> being able to have professionals help provides peace of mind knowing familily members won't be burdened having to care for you! Thus your family won't face the big physical, emotional, and financial burden of being your full time caregiver. .
Key — buying this second plan, what I like to call Long Term Health insurance, when younger = big savings. e.g. it's 33% higher at 55 vs 50!
This information explains how the plans work and was developed to share what you can gain buying:
● An Individual Dental plan
● An Individual Vision Plan
● Medical insurance needed when traveling out of the country
● Medicare Advantage Plans in SE CT & CT Medicare Supplements - MedicarePlansSECT.com
● Long Term Care insurance - LongTermHealthInsuranceInConnecticut.com
● Your plan will create a pool of funds so you can hire professionals to come to your home and assist with day to day life activities. Thus, family will not have to be your care givers.
● You can begin to receive help when your health changes so I believe these important plans are best called long term health insurance.
Information and insights on how buying means you won't burden family following a "Life Happens" change in health is on this link!
● The most important thing — focus on proper nutrition!
Work on:
-> Moving rapidly away from SAD [Standard American Diet]
-> Eating as much fresh, grass fed, & farm raised products as you can!
● The most important part of moving away from SAD is to — avoid sugar:
-> it's addictive — sugar can ruin your health in 143 ways.
-> during the ups and downs of the pandemic we learned a strong immune system is vital! Guess what! The # 1 on the list of steps to help your immune system! No Sugar!
● Another important part of achieving a healthy life is to focus — 80% of your efforts on proper nutrition! Just 20% is on exercise.
Note: CDC reports only 50% of people get regular exercise = $117 billion yearly healthcare cost!
[Think what that would do to the cost of your health insurance!]
● Research tells us — proper nutrition gives you:
-> a much better chance of avoiding expensive medical treatment!
-> ways to correct medical situations vs medications!
● A study published in the Journal of the American Medical Association (JAMA) found nearly half of all deaths related to heart disease, stroke and diabetes can be attributed to diet.
● Supplements — are an effective alternative to prescription medications for many but not all people!
Note: Supplements are not a "magic bullet" so it's very important to understand what you are taking — or are thinking about — really do!
Helpful information on many supplements is available on — MedLinePlus.
● But — No one can say they won't have an accident or change in health!
So — to prepare for a "what if" life happens situation — call or text John's Google Voice line at (860) 451-9793 today! — When meeting to talk we can review:
● Your situation, plans, and interests
● How Medicare Health Plans protect your income & savings and Dental & Vision plans provide insights into your overall health.
Note: Taking time to gain increased understanding by meeting with a professional advisor = a better decision.
● Options, if a sign up period is available,
When a plan(s) meeting you interest / needs / budget is available then we can complete the sign up forms.
BTW - it's OK after talking to say no - now is not the right time to buy.
Feel free to send any questions about Health-related insurance to John - Learn@JohnCParker.agency