Special medical coverage when out of U.S.!

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 Employer plans and Medicare have limited coverage. Thus:

+ Finding an MD, if an accident or medical situation happens,  is very difficult  (usually) when in another country.

+ Then too, it's  —  complex (usually) to figure out how to pay the MD or others!

To make it easier to get needed treatment when out side the U.S. I am pleased to offer special medical plans with a Big Plus — the company: 

          • helps you find the right kind and quality  medical providers. 

          • has  providers directly bill the plan so no paying "on the spot" and waiting for reimbursement!

          • covers physician visits, ambulances, hospitalizations, and evacuation back home if medically necessary.

It's important to buy an "out of the US" medical plan before you leave home so you can enjoy your trip. 

The links with the bold plan name have information on the coverage and cost. Plus it's  easy  to enroll:

• Voyager Choice  is ideal for a single trip such as personal or business travel.  You select the deductible and amount of coverage you want. It can be used for up to six months.        Note: Voyager  Choice works with your primary medical plan so any pre-existing  conditions are covered. 

• Navigator for Students  covers treatment  at 100% for individuals when outside the U.S. or their country for at least 3 months?  Treatment inside the U.S is covered at 80% when a network provider is used and at 60% if an out of  network provider is used. There is no Lifetime Maximum for medical treatment. It does have a $250,000 maximum if an emergency medical evacuation is needed.
   
• The Crew Member Plan is for professional maritime crew members working outside their country. Plans are for at least 6 months per year? Available to U.S. or Non U.S. citizens or permanent residents.

• The Missionary Plan is for individuals who will reside outside the U.S. for at least 3 months per year?  Available to U.S. citizens or permanent residents.l

Trip Protection plan protects your deposit if your cruise or vacation is interruped or cancelled? It also covers lost baggage. Owning this special insurance is highly recommended . It also has transportation back home if your medical problem requires.

The Expat Medical plan is for International citizens coming to the U.S. The plan covers medical situations  here in the U.S. The page which comes up will show the cost, by putting your zip code in box on the top right.

Questions about  medical insurance when planning to be out of country? Call or Text my Google Voice # (860) 451-9793.    You can also send a note on individual or group travel questions  to - John@Parker.agency